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FMNB

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Rates

Rate information current as of  May 4, 2010

Checking Accounts
  Interest Rate Annual Percentage Yield
Ultimate Checking ($1000 Min.) .05% .05%
Ultimate Gold ($500 Min.) .05% .05%
Interest Checking (NOW)    
$0 to $499 .05% .05%
$500 to $4,999 .05% .05%
$5000 to $9999 .10% .10%
$10,000 to $24,999 .10% .10%
$25,000 to $49,999 .15% .15%
$50,000 to $99,999 .20% .20%
$100,000 and Over .25% .25%
Information current as of:  May 4, 2010


Savings Accounts
  Interest Rate Annual Percentage Yield
Statement Savings .10% .10%
Money Market Savings (MMDA)    
$0 to $499 .05% .05%
$500 to $4999 .10% .10%
$5000 to $9999 .15% .15%
$10,000 to $24,999 .25% .25%
$25,000 to $49,999 .30% .30%
$50,000 to $99,999 .40% .40%
$100,00 and over .50% .50%
Information current as of: May 4, 2010


Certificates of Deposit, Minimum Deposit of $500.00
  Interest Rate Annual Percentage Yield
3 Month .25% .25%
6 Month .45% .45%
12 Month .75% .75%
24 Month 1.39% 1.40%
30 Month 1.39% 1.40%
Information current as of: June 22, 2010


Retirement and Tax Deferred
  Interest Rate Annual Percentage Yield
Variable Rate IRA 1.39% 1.40%
Fixed Rate IRA CALL CALL
Roth IRA CALL CALL
Education IRA CALL CALL
Information current as of: May 4, 2010

For savings, checking and business accounts, rates may change after the account is opened. Fees may also reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates and Retirement accounts listed above. An additional IRS penalty will be assessed for early withdrawal from Retirement accounts.

DEPOSIT RATES AND LOAN RATE BASES MAY CHANGE DAILY. PLEASE CALL 944-3316 OR (800) 216-1144 FOR CURRENT RATES.


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