|
Dream a Little
It could be that you're ready to take that next step - to buy a home,
finance an education, or treat yourself and your family to the vacation
of a lifetime. We're just waiting in the wings to offer our assistance.
We'll sit down over a cup of coffee and talk about what really matters
to you, and we'll really listen. If you can't get in during regular
business hours, we'll arrange to meet you evenings or weekends. We specialize
in a variety of types of loans.
Consumer Loans
You've been eyeing a new boat or maybe want to upgrade to a newer car.
Whatever the major purchase, come talk to us and we'll work together
to find a solution. For additional financial security, you may add credit
life & disability insurance to your consumer loan at the time of loan
completion.
Commercial Loans
We value and depend on our merchants and business owners, and want to
work to keep our local economy growing strong. Whether you're just starting
out or looking to expand, we're an excellent resource. We are very pleased
to have received a Small Business Administration Partner Award in 2000.
One of only 23 lenders in the State.
Real Estate Loans
In town, out of town, on a lake, in the trees, on the prairie, we are
totally prepared to meet all of your real estate lending needs. Fixed
rate loans, variable rate loans, leased land, lot financing, single
closing, Rate Lock and construction, We've got it all. We've had lots
of experience helping people who've found just the right place to call
their own. We may also be able to help you refinance your mortgage at
a lower interest rate or for a shorter term. Maybe you just want to
add a room or replace the roof. Let us know so we can offer our support.
Our rates and fees are very, very competitive.
Agricultural Loans
Ours is an agricultural community, and our relationship with farmers
and ranchers began the day we opened the bank. We're here to help with
loans for land purchases, refinancing, capital improvements and debt
consolidation. No other lending partner can offer the same level of
ag expertise and service to your operation.
Credit Cards and Overdraft Privilege
In addition to long term loans, we also offer several other credit
options. For instance, we offer Visa credit cards with competitive
rate to those who qualify, and also provide Overdraft Privilege for
those who qualify, which is a pre-approved overdraft amount which
provides the buffer you need if you should accidentally overdraw. If
these services interest you, just let us know.
|
