Welcome

Farmers & Merchants Bank has been a part of the Ashland community since 1883, and we're proud to introduce our services to you. We're a hometown bank whose commitment to our community runs deep, and we're dedicated to helping you achieve your financial goals. We've incorporated big city technology and resources, but will always focus on small town values, like knowing our customers by name, not account number. Meeting your needs efficiently and with a smile is our first priority, and so with that, let us show you around.

• Deposit Products
   
• Loan Products
   
• IRAs
   
• Other Products & Services